Bonded and Insured, Explained

What it means, and what to ask for.

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Question 1 of 4

What type of office cleaning do you need?

Professional cleaner wiping down a desk in a bright Orlando office

Why it matters

A cleaning crew works in your office at night. They work near your gear and papers. Insurance guards you if things go wrong. Cheap uninsured crews are a risk.

Bonded: protection against theft

A surety bond is a money-back promise. If a cleaner steals from you, the bond pays you back. It does not stop theft. Good hiring stops theft. The bond means you do not eat the loss.

Insured: two policies that matter

General liability pays for harm the crew causes. A tipped screen. A scraped floor. Workers comp pays if a cleaner gets hurt at your site. Without these, you carry the risk.

Both should be current. Ask for the certificates. Check the dates.

What to ask any cleaning company

Ask to see their papers. Are cleaners staff or subs? What if they break something? Good firms answer fast and clear. Slow answers are a bad sign.

Ask any company you hire to show current certificates on the walk-through. Check the dates before you sign. Call (301) 679-9193.

Frequently Asked Questions

What does bonded mean?

A surety bond protects you if an employee steals from your office. It is a financial guarantee, not just a promise.

What does insured mean?

Liability insurance covers damage or injury caused during cleaning. Workers comp covers crew injuries. Ask for both.

How do I verify it?

Ask for current certificates of insurance. A real company produces them without hesitation.

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